Retirement planning mistakes you probably don’t realize you’re making

It’s no secret that Americans, on the whole, are behind on retirement savings. While it’s one thing to be in your 20s or 30s with no nest egg, by the time you reach your 40s it’s a bad situation.

Though the average American aged 44 to 49 has a little over $81,000 socked away for the future, according to the Economic Policy Institute, there are plenty of 40-somethings with no savings at all. If you’re one of them, here’s how to recover.

1. Don’t panic

Nerve-wracking as it may be to find yourself in your 40s without a dime

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Posted on 3 days ago

3 reasons to retire as early as you can

It’s no secret that Americans, on the whole, are behind on retirement savings. While it’s one thing to be in your 20s or 30s with no nest egg, by the time you reach your 40s it’s a bad situation.

Though the average American aged 44 to 49 has a little over $81,000 socked away for the future, according to the Economic Policy Institute, there are plenty of 40-somethings with no savings at all. If you’re one of them, here’s how to recover.

1. Don’t panic

Nerve-wracking as it may be to find yourself in your 40s without a dime

Read More

Posted on 3 days ago

How do you know you’re ready to retire early?

It’s no secret that Americans, on the whole, are behind on retirement savings. While it’s one thing to be in your 20s or 30s with no nest egg, by the time you reach your 40s it’s a bad situation.

Though the average American aged 44 to 49 has a little over $81,000 socked away for the future, according to the Economic Policy Institute, there are plenty of 40-somethings with no savings at all. If you’re one of them, here’s how to recover.

1. Don’t panic

Nerve-wracking as it may be to find yourself in your 40s without a dime

Read More

Posted on 3 days ago

In your 40s with no retirement savings? Make these your next moves

It’s no secret that Americans, on the whole, are behind on retirement savings. While it’s one thing to be in your 20s or 30s with no nest egg, by the time you reach your 40s it’s a bad situation.

Though the average American aged 44 to 49 has a little over $81,000 socked away for the future, according to the Economic Policy Institute, there are plenty of 40-somethings with no savings at all. If you’re one of them, here’s how to recover.

1. Don’t panic

Nerve-wracking as it may be to find yourself in your 40s without a dime

Read More

Posted on 3 days ago

Obamacare website reins in personal data sharing

The government has stopped openly sharing your personal information from the Obamacare website with private companies.

Earlier this week, the government came under fire after the Associated Press showed that Healthcare.gov was relaying users’ personal information, such as zip code, income level, pregnancy status and whether or not you are a smoker.

That information was being shared with Google (GOOG), Twitter (TWTR), Yahoo (YHOO) and other companies that track people online, like the advertisement display service DoubleClick.

The evidence was on the website code itself.

But on Friday, CNNMoney read the code

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Retirement planning mistakes you probably don’t realize you’re making

Though retirement can be a fulfilling time in people’s lives, it can also be a stressful one.

This especially holds true if you fall victim to the following mistakes, so be sure to avoid them at all costs.

1. Relying too heavily on Social Security

Millions of seniors collect Social Security in retirement, and those monthly payments play a pivotal role in helping beneficiaries keep up with their expenses. But if you’re planning to live on Social Security alone once your career comes to a close, you’re making a huge mistake.

Contrary to what you may have been led to

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What Is Entrepreneurship? Meaning, Types, Traits, Importance

Personal liability insurance coverage, additionally known as personal umbrella insurance, is one other product we use to maintain our belongings in tact. Beginning a pet sitting service requires almost nothing in start-up prices. You do need some general credentials that will value little or nothing to acquire. Your record of credentials should most likely embrace personal pet ownership-if not at present, a minimum of in the past-in addition to different pet-associated experience, including working at a pet food store, an animal hospital or different animal-associated business. You will want to spend just a little to turn out to be “bonded.” … Read More

Geico accused of discriminating against low-income drivers

Geico is accused of failing to offer policies that offer the minimum amount of coverage legally required to good drivers.

While the Geico gecko has been busy charming us in his commercials, the company has allegedly been discriminating against low-income drivers in California.

Geico is accused of failing to offer policies that offer the minimum amount of coverage legally required to these drivers, which also happen to have the lowest premiums, according to the Consumer Federation of California.

In fact, insurance companies are required by state law to offer good drivers this option.

Geico is actually owned by Berkshire Hathaway

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3 reasons to retire as early as you can

Would you love to retire early? So many people have that goal, and for a variety of reasons. For some, it’s a matter of escaping a tough work schedule and the pressures that come with it. For others, it’s an opportunity to spend quality time with family and pursue hobbies.

Many folks, however, have a hard time with the notion of retiring early, whether it be from a place of financial insecurity or guilt. But if early retirement appeals to you on any level, here are three reasons to go for it.

1. You can afford it

Many folks slack

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