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Banks are essential entities within the financial market and provides funding funds. Any time an organization extends credit, invests, expands, spends on capital or will increase its costs, they’re taking a danger with their cash circulate. There are cases that may be lined by insurance and there are those that can’t. Some companies take out insurance on credit score they lengthen shoppers, others require insurance to guard towards increasing operations abroad in dodgy territories. Keep your concepts simple. When you attempt to expand your small business too rapidly, you’ll set your self up for failure. The only ideas make for … Read More

Would You Walk A Tightrope With out A Security Internet?

For efficient business strategy and to improve efficiency, many financial establishments, such as banks, utilize banking efficiency metrics. It is important to have an lawyer or premium finance platform, familiar with premium finance transactions, review any and all documentation surrounding a premium finance transaction. Currently, specialty premium finance platforms exist to determine consistency and reliability in premium finance transactions. Make sure you discover that any upfront inducements supplied to an insured to enter into a premium finance transaction must be seen as unlawful and individual insurance coverage legal guidelines needs to be rigorously reviewed (although many states enable insurance coverage … Read More

3 factors that will drive your life insurance premiums through the roof

What you’ll pay for a life insurance policy can vary dramatically; men pay higher premiums than women, older policyholders pay more than younger ones and smokers pay more than non-smokers.

But just how much does your age, gender or smoking habit cost you? InsuranceQuotes.com evaluated life insurance premiums for the top 25 carriers in the nation to find out.

Men pay an average of 38% more than women for the same coverage.

Here’s one area where women have a financial edge. Men are at a greater risk of cardiovascular disease, various cancers and accidental injuries and that makes them more

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The case for and against gender quotas on corporate boards

In Europe, gender quotas are old news.

In 2003, Norway became the first country in the world to institute a gender quota for boards of directors, requiring listed companies to add female members to make up at least 40% of overall board representation. Other countries followed suit, including Belgium, France and Italy.

But in the United States, companies are loathe to institute gender and diversity requirements for membership, even as representation numbers continue to lag.

Margarethe Wiersema, professor of management at the University of California-Irvine, says the reason behind the hesitancy is very simple: Americans don’t like being

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Big student loans? Consider life insurance

If you’re co-signing big student loans for your child, you may want to buy a life insurance policy while you’re at it.

While no one wants to imagine the death of their child, taking out insurance on your son or daughter — or asking them to purchase their own plan — will protect you from being hit with mountains of debt should tragedy strike.

And the policies are pretty cheap. A basic plan with up to $250,000 in coverage can cost as little as $15 a month for a young, healthy college student or recent graduate. That’s a whole lot

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