Confused about whether or not to buy extra insurance when standing at the rental car counter? Join the club.

Often times, people end up buying supplemental insurance protection that they really don’t need, said Odysseas Papadimitriou, CEO of credit card comparison site, CardHub.com. That can add anywhere from $15 to $30 a day to the cost of a rental.

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“The majority of consumers are covered by their own auto insurance, but they may not know it,” he said. “They may be spending extra money when they don’t have to.”

And those who aren’t covered

Every summer, residents along the Gulf of Mexico and Atlantic Ocean coasts brace themselves for the hurricane season. An analysis of storm surges found that 6.5 million single family coastal homes are at risk from flooding during this year’s hurricane season, according to property researcher CoreLogic.

Given that oceanfront homes are among the most valuable properties along the coasts and also in the front line of incoming storms, the costs related to such flooding are also high.

Floods from storm surges represent a collective $1.5 trillion in potential reconstruction costs, CoreLogic said.

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Signing up for Obamacare was anything but easy.

It wasn’t as simple as filling out a few forms.

People who signed up for the Affordable Care Act insurance found they had to answer questions about income, taxes, family size and immigration status. There were also multiple choices available for plans that were not very different from each other.

But, guess what? People reached out for help.

During the enrollment period, about 10.6 million people received personal help from navigators and other enrollment assisters, according to a report released Tuesday by the Kaiser

Michael Wall has $3,600 at stake in the debate over Obamacare subsidies.

Wall is one of the 4.7 million Americans closely watching dueling court decisions released Tuesday on whether the government can subsidize premiums for people who bought health insurance under the Affordable Care Act.

Wall pays $657 a month on premiums for Obamacare health coverage. The government would subsidize about $300 a month, or $3,600 a year. Americans like him are anxiously waiting to see how it all plays out in court.

Anything could