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Supervisors of the solvency and compliance with present regulations of credit score establishments, different entities or financial markets whose supervision is under his tutelage. A certificate of insurance coverage must, by Hawaii state legislation, be a real and accurate illustration of policy protection. Nonetheless, many certificates holders have required our policyholders to ask their agents to furnish them with certificates that cite verbiage that does not exist in the policy, or to reference indemnity clauses. A January 2009 Memorandum 2009-3A from the State Insurance Commissioner reminds producers of the regulation in Hawaii.
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